Debt Collectors in England (11)
Data last verified: 2026-09-11
There are 11 debt recovery agencies serving England in this directory as of September 2026, including Athena Collections, CES, Cobra Financial Solutions. 5 of them publish contingency (no collection, no fee) fee terms.
All agencies serving England
Athena Collections
Low commission on monies recovered, no collection no fee
Athena Collections provides debt recovery services in England, Wales, the UK.
CEA Limited
CEA Limited provides debt recovery services across the UK.
CES
10% commission for debt collection; £79 compliance fee plus £80 court fee for HCE
CES is a debt collection agency operating in England, Wales, the UK.
Cobra Financial Solutions
Cobra Financial Solutions provides debt recovery services in Wales, England, the UK.
Creditreform UK
No win no fee, commission on monies recovered · Founded 1964
Creditreform UK provides debt recovery services across the UK.
Federal Management
Commission-based from 6% · Founded 2004
Federal Management operates as a collections agency in England, Scotland, the UK.
Frontline Collections
Commission-based from 8%, no collection no fee
Frontline Collections provides debt recovery services across the UK.
Stenfield & Co
No win no fee, no upfront fees
Stenfield & Co provides debt recovery services across the UK.
Taurus Collections
No win, no fee; 3-10% of recovered amounts, £50 minimum fee for debts under £500 · Founded 2010
Taurus Collections is a debt collection agency operating across the UK.
Towerhall Solutions
Towerhall Solutions operates as a collections agency across the UK.
FAQ
How many debt recovery agencies operate in England?
This directory lists 11 debt recovery agencies serving England as of September 2026: 5 based in or focused on England and 6 national agencies that cover it.
Is a licence required to collect debts in England?
Consumer debt collection in the United Kingdom is regulated by the Financial Conduct Authority (FCA): firms collecting regulated consumer credit debts must hold FCA authorisation. Commercial debt recovery is not FCA-regulated, but court action follows the Pre-Action Protocol for Debt Claims in England and Wales.