Debt Collectors in the USA (115)
Data last verified: 2026-09-11
There are 115 debt collection agencies listed for the USA in this directory as of September 2026, including Aargon Agency, Inc., ABC-Amega, Inc., Account Services Collections, Inc. Debt collection in the USA is governed federally by the Fair Debt Collection Practices Act (FDCPA), enforced by the CFPB and FTC, with CFPB Regulation F setting contact-frequency and disclosure rules.
Browse by state
- Alabama (60)
- Alaska (58)
- Arizona (58)
- Arkansas (59)
- California (58)
- Colorado (59)
- Connecticut (59)
- Delaware (58)
- District of Columbia (58)
- Florida (59)
- Georgia (58)
- Hawaii (58)
- Idaho (58)
- Illinois (59)
- Indiana (60)
- Iowa (58)
- Kansas (58)
- Kentucky (60)
- Louisiana (59)
- Maine (58)
- Maryland (60)
- Massachusetts (58)
- Michigan (59)
- Minnesota (59)
- Mississippi (59)
- Missouri (58)
- Montana (58)
- Nebraska (58)
- Nevada (58)
- New Hampshire (58)
- New Jersey (62)
- New Mexico (58)
- New York (60)
- North Carolina (59)
- North Dakota (58)
- Ohio (59)
- Oklahoma (59)
- Oregon (58)
- Pennsylvania (61)
- Puerto Rico (59)
- Rhode Island (58)
- South Carolina (58)
- South Dakota (58)
- Tennessee (60)
- Texas (58)
- Utah (58)
- Vermont (58)
- Virginia (60)
- Washington (59)
- West Virginia (59)
- Wisconsin (59)
- Wyoming (58)
National debt collection agencies
Aargon Agency, Inc.
Founded 1996
Aargon Agency, Inc.
ABC-Amega, Inc.
ABC-Amega, Inc.
Account Services Collections, Inc.
Founded 1970
Account Services Collections, Inc.
Advanced Collection Bureau, Inc.
Advanced Collection Bureau, Inc.
Alexander, Strauss & Associates
Contingency-based: no recovery, no fee; no upfront retainer or monthly fees
Alexander, Strauss & Associates provides debt recovery services nationwide in the USA.
Allianz Trade Collections
Allianz Trade Collections operates as a collections agency nationwide in the USA.
Allied Interstate LLC
Allied Interstate LLC provides debt recovery services nationwide in the USA.
American Collection Services, Inc.
American Collection Services, Inc.
American Profit Recovery, Inc.
American Profit Recovery, Inc.
AMS
Contingency-based; no upfront fees or sign-up charges, fee only on successful recovery · Founded 1999
AMS operates as a collections agency nationwide in the USA.
Atradius Collections
No collection, no fee (per company site) · Founded 1925
Atradius Collections provides debt recovery services nationwide in the USA.
Benjamin, Chaise & Associates
Contingency-based; no charge for debtor investigation, no fee if not collected
Benjamin, Chaise & Associates provides debt recovery services nationwide in the USA.
C2C Resources, LLC
C2C Resources, LLC operates as a collections agency nationwide in the USA.
CBE Companies
CBE Companies is a debt collection agency operating nationwide in the USA.
CBE Group
CBE Group operates as a collections agency nationwide in the USA.
CCI
Contingency-based (no recovery, no fee) · Founded 1961
CCI operates as a collections agency nationwide in the USA.
Cedar Financial
No collection, no fee (pre-legal); flat-fee and contingency options · Founded 1991
Cedar Financial is a debt collection agency operating nationwide in the USA.
Collection Bureau of America, Ltd.
No cost to clients unless debt is collected; price-per-account or commission-based · Founded 1959
Collection Bureau of America, Ltd.
Credit Control, LLC
Founded 1989
Credit Control, LLC operates as a collections agency nationwide in the USA.
CSII
Founded 1980
CSII operates as a collections agency nationwide in the USA.
Empire Collection Agency
No recovery, no fee (contingency) · Founded 1979
Empire Collection Agency operates as a collections agency nationwide in the USA.
First Collection Services
Founded 1969
First Collection Services operates as a collections agency nationwide in the USA.
First Credit Services, Inc.
First Credit Services, Inc.
GGR
GGR is a debt collection agency operating nationwide in the USA.
Graystone Partners
Founded 2006
Graystone Partners operates as a collections agency nationwide in the USA.
GRC
Founded 1981
GRC provides debt recovery services nationwide in the USA.
GrindStone Collection Strategies, Inc.
No annual contracts or minimums; pay only for services used · Founded 2009
GrindStone Collection Strategies, Inc.
Halsted Financial Services, LLC
Founded 2008
Halsted Financial Services, LLC provides debt recovery services nationwide in the USA.
HF Holdings, Inc.
No Recovery, No Fee contingency model; flat fees may apply for litigation, legal filings, or skip-tracing
HF Holdings, Inc.
IC System, Inc.
InstiCollect program: 35% on recoveries days 1-180, 50% thereafter, plus $75 setup fee; Recovery Plus Phase One: no fee on recovered money · Founded 1938
IC System, Inc.
InteLogix
InteLogix is a debt collection agency operating nationwide in the USA.
JMH Collection Agency
Performance-based, no upfront fees
JMH Collection Agency provides debt recovery services nationwide in the USA.
KOP Collection Services LLC
KOP Collection Services LLC is a debt collection agency operating nationwide in the USA.
Leib Solutions LLC
Leib Solutions LLC provides debt recovery services nationwide in the USA.
Metro Collections
No collection, no fee; no upfront or sign-up fees · Founded 1997
Metro Collections provides debt recovery services nationwide in the USA.
Midland Credit Management, Inc.
Midland Credit Management, Inc.
Miller, Ross & Goldman, LLC
Contingency; no collection, no fee
Miller, Ross & Goldman, LLC is a debt collection agency operating nationwide in the USA.
Municipal Collection Agency, Ltd.
Commission-based, percentage of recovered funds, no upfront fees · Founded 1992
Municipal Collection Agency, Ltd.
NCSPlus Incorporated
Flat fee under $25 per account (based on 100-account system) rather than percentage-based, per company site
NCSPlus Incorporated operates as a collections agency nationwide in the USA.
New World Collections
Founded 1997
New World Collections provides debt recovery services nationwide in the USA.
NexaCollect
Contingency-based; no fee if not collected
NexaCollect is a debt collection agency operating nationwide in the USA.
OCW LLC
No collection, no fee (contingency)
OCW LLC operates as a collections agency nationwide in the USA.
Penn Credit Corporation
Founded 1987
Penn Credit Corporation operates as a collections agency nationwide in the USA.
Phoenix Recovery Group
Founded 2002
Phoenix Recovery Group is a debt collection agency operating nationwide in the USA.
Pioneer Credit Recovery, Inc.
Pioneer Credit Recovery, Inc.
Radius Global Solutions, LLC
Radius Global Solutions, LLC operates as a collections agency nationwide in the USA.
Rocket Receivables
Fixed-fee pricing; no minimums, no postage or maintenance fees (per company site)
Rocket Receivables operates as a collections agency nationwide in the USA.
Southwest Recovery Services
Contingency, no-recovery no-fee · Founded 2004
Southwest Recovery Services is a debt collection agency operating nationwide in the USA.
The Kaplan Group
No cost unless collected; contingency 10-25% of recovered amount · Founded 1991
The Kaplan Group is a debt collection agency operating nationwide in the USA.
Todd, Bremer & Lawson, Inc.
Contingency-based; no recovery, no fee · Founded 1974
Todd, Bremer & Lawson, Inc.
TSI
TSI provides debt recovery services nationwide in the USA.
Vegas Valley Collection Service (MoiHarwin Diversified LLC)
No recovery, no fee; no setup fees or monthly minimums
Vegas Valley Collection Service (MoiHarwin Diversified LLC) provides debt recovery services nationwide in the USA.
More debt collection agencies in the USA
American Recovery Systems, Inc.
Contingency-based; no fee unless payment is collected
American Recovery Systems, Inc.
ARCO Collection Services LLC
ARCO Collection Services LLC operates as a collections agency in Tennessee.
Beacon Services, LLC
Contingency basis
Beacon Services, LLC operates as a collections agency in Maryland.
Burt and Associates
Founded 1979
Burt and Associates is a debt collection agency operating in the USA.
Caudle and Caudle, P.C.
Caudle and Caudle, P.
Central Collection Corp.
"No Collection-No Charge" contingency model · Founded 1974
Central Collection Corp.
Central Professional Services
Central Professional Services operates as a collections agency in Michigan, Indiana.
Clark County Collection Service, LLC
Clark County Collection Service, LLC is a debt collection agency operating in the USA.
Consumer Collection Management, Inc.
Consumer Collection Management, Inc.
Credit Management Company
Credit Management Company provides debt recovery services in the USA.
Credit Solutions, LLC
Credit Solutions, LLC is a debt collection agency operating in Kentucky.
Credits, Incorporated
Credits, Incorporated is a debt collection agency operating in the USA.
Debt Collection Partners LLC
Debt Collection Partners LLC provides debt recovery services in West Virginia.
Delinquent Recovery Associates
Contingency-based: no collection, no charge; no setup fees
Delinquent Recovery Associates operates as a collections agency in Louisiana.
Empire Recovery Solutions
Empire Recovery Solutions operates as a collections agency in the USA.
FCG
FCG provides debt recovery services in Tennessee.
FFCC
No upfront fees; charges only on collected accounts with monthly remittance
FFCC provides debt recovery services in the USA.
Firstsource Advantage, LLC
Firstsource Advantage, LLC is a debt collection agency operating in the USA.
Gilliam & Mikula, PLLC
Gilliam & Mikula, PLLC is a debt collection agency operating in Virginia.
Holloway Credit Solutions, LLC
Holloway Credit Solutions, LLC is a debt collection agency operating in Alabama.
Intermountain Credit Services
Intermountain Credit Services is a debt collection agency operating in the USA.
LB Gray LLC
LB Gray LLC is a debt collection agency operating in Indiana.
Master Debt Solutions, LLC
Master Debt Solutions, LLC is a debt collection agency operating in the USA.
MEDCAH, Inc.
Founded 1974
MEDCAH, Inc.
North American Recovery
North American Recovery provides debt recovery services in the USA.
Ohio Recovery Service, LLC
Contingency basis; client may terminate agreement at any time
Ohio Recovery Service, LLC operates as a collections agency in Ohio.
Payment Resolution Partners
Commission-based
Payment Resolution Partners operates as a collections agency in Washington.
Phillips & Cohen Associates, LLC
Phillips & Cohen Associates, LLC operates as a collections agency in the USA.
Receivables Control Corporation
Founded 1970
Receivables Control Corporation provides debt recovery services in the USA.
Saba & Associates Collections
Contingency-based; no upfront costs or monthly fees · Founded 1975
Saba & Associates Collections provides debt recovery services in the USA.
Solidus Services, LLC
Founded 2019
Solidus Services, LLC provides debt recovery services in Puerto Rico.
Southern Credit Adjusters, Inc.
No cost until debt is recovered; flat-fee structure, no membership or upfront fees · Founded 1981
Southern Credit Adjusters, Inc.
TAVCO Credit Services
Founded 1983
TAVCO Credit Services provides debt recovery services in the USA.
TaxServ Capital Services, LLC
Founded 1993
TaxServ Capital Services, LLC is a debt collection agency operating in the USA.
TCM Group
No win, no fee (contingency) · Founded 1987
TCM Group provides debt recovery services in the USA.
Tulsa Adjustment Bureau
Founded 1963
Tulsa Adjustment Bureau operates as a collections agency in Oklahoma.
Williams Rush & Associates
Founded 2011
Williams Rush & Associates provides debt recovery services in the USA.
Debt collection regulation in the USA
Debt collection in the USA is governed federally by the Fair Debt Collection Practices Act (FDCPA), enforced by the CFPB and FTC, with CFPB Regulation F setting contact-frequency and disclosure rules. Licensing is set at state level: many states require a collection agency license or surety bond, while some have no licensing regime.
Read the full USA regulation overview.
FAQ
Do debt collection agencies in the USA need a license?
Debt collection in the USA is governed federally by the Fair Debt Collection Practices Act (FDCPA), enforced by the CFPB and FTC, with CFPB Regulation F setting contact-frequency and disclosure rules. Licensing is set at state level: many states require a collection agency license or surety bond, while some have no licensing regime.
How many agencies are listed for the USA?
This directory currently lists 115 debt collection agencies for the USA, last verified 2026-09-11.
How do debt collection agencies in the USA charge?
Of the 115 debt collection agencies listed for the USA, 26 publish contingency (no collection, no fee) pricing, where the agency keeps a percentage of what it recovers and charges nothing if it recovers nothing. The remainder do not publish fee terms or quote per case.