Debt Collectors in New Jersey (62)
Data last verified: 2026-09-11
There are 62 debt collection agencies serving New Jersey in this directory as of September 2026, including Altus, Mesa Revenue Partners, RHK Recovery Group. 18 of them publish contingency (no collection, no fee) fee terms.
All agencies serving New Jersey
Aargon Agency, Inc.
Founded 1996
Aargon Agency, Inc.
ABC-Amega, Inc.
ABC-Amega, Inc.
Account Services Collections, Inc.
Founded 1970
Account Services Collections, Inc.
Advanced Collection Bureau, Inc.
Advanced Collection Bureau, Inc.
Alexander, Strauss & Associates
Contingency-based: no recovery, no fee; no upfront retainer or monthly fees
Alexander, Strauss & Associates provides debt recovery services nationwide in the USA.
Allianz Trade Collections
Allianz Trade Collections operates as a collections agency nationwide in the USA.
Allied Interstate LLC
Allied Interstate LLC provides debt recovery services nationwide in the USA.
American Collection Services, Inc.
American Collection Services, Inc.
American Profit Recovery, Inc.
American Profit Recovery, Inc.
AMS
Contingency-based; no upfront fees or sign-up charges, fee only on successful recovery · Founded 1999
AMS operates as a collections agency nationwide in the USA.
Atradius Collections
No collection, no fee (per company site) · Founded 1925
Atradius Collections provides debt recovery services nationwide in the USA.
Benjamin, Chaise & Associates
Contingency-based; no charge for debtor investigation, no fee if not collected
Benjamin, Chaise & Associates provides debt recovery services nationwide in the USA.
C2C Resources, LLC
C2C Resources, LLC operates as a collections agency nationwide in the USA.
CBE Companies
CBE Companies is a debt collection agency operating nationwide in the USA.
CBE Group
CBE Group operates as a collections agency nationwide in the USA.
CCI
Contingency-based (no recovery, no fee) · Founded 1961
CCI operates as a collections agency nationwide in the USA.
Cedar Financial
No collection, no fee (pre-legal); flat-fee and contingency options · Founded 1991
Cedar Financial is a debt collection agency operating nationwide in the USA.
Collection Bureau of America, Ltd.
No cost to clients unless debt is collected; price-per-account or commission-based · Founded 1959
Collection Bureau of America, Ltd.
Credit Control, LLC
Founded 1989
Credit Control, LLC operates as a collections agency nationwide in the USA.
CSII
Founded 1980
CSII operates as a collections agency nationwide in the USA.
Empire Collection Agency
No recovery, no fee (contingency) · Founded 1979
Empire Collection Agency operates as a collections agency nationwide in the USA.
First Collection Services
Founded 1969
First Collection Services operates as a collections agency nationwide in the USA.
First Credit Services, Inc.
First Credit Services, Inc.
GGR
GGR is a debt collection agency operating nationwide in the USA.
Graystone Partners
Founded 2006
Graystone Partners operates as a collections agency nationwide in the USA.
GRC
Founded 1981
GRC provides debt recovery services nationwide in the USA.
GrindStone Collection Strategies, Inc.
No annual contracts or minimums; pay only for services used · Founded 2009
GrindStone Collection Strategies, Inc.
Halsted Financial Services, LLC
Founded 2008
Halsted Financial Services, LLC provides debt recovery services nationwide in the USA.
HF Holdings, Inc.
No Recovery, No Fee contingency model; flat fees may apply for litigation, legal filings, or skip-tracing
HF Holdings, Inc.
IC System, Inc.
InstiCollect program: 35% on recoveries days 1-180, 50% thereafter, plus $75 setup fee; Recovery Plus Phase One: no fee on recovered money · Founded 1938
IC System, Inc.
InteLogix
InteLogix is a debt collection agency operating nationwide in the USA.
JMH Collection Agency
Performance-based, no upfront fees
JMH Collection Agency provides debt recovery services nationwide in the USA.
KOP Collection Services LLC
KOP Collection Services LLC is a debt collection agency operating nationwide in the USA.
Leib Solutions LLC
Leib Solutions LLC provides debt recovery services nationwide in the USA.
Mesa Revenue Partners
Contingency; no fee unless money is recovered · Founded 1976
Mesa Revenue Partners is a debt collection agency operating in New Jersey, Pennsylvania, Colorado.
Metro Collections
No collection, no fee; no upfront or sign-up fees · Founded 1997
Metro Collections provides debt recovery services nationwide in the USA.
Midland Credit Management, Inc.
Midland Credit Management, Inc.
Miller, Ross & Goldman, LLC
Contingency; no collection, no fee
Miller, Ross & Goldman, LLC is a debt collection agency operating nationwide in the USA.
Municipal Collection Agency, Ltd.
Commission-based, percentage of recovered funds, no upfront fees · Founded 1992
Municipal Collection Agency, Ltd.
NCSPlus Incorporated
Flat fee under $25 per account (based on 100-account system) rather than percentage-based, per company site
NCSPlus Incorporated operates as a collections agency nationwide in the USA.
New World Collections
Founded 1997
New World Collections provides debt recovery services nationwide in the USA.
NexaCollect
Contingency-based; no fee if not collected
NexaCollect is a debt collection agency operating nationwide in the USA.
OCW LLC
No collection, no fee (contingency)
OCW LLC operates as a collections agency nationwide in the USA.
Penn Credit Corporation
Founded 1987
Penn Credit Corporation operates as a collections agency nationwide in the USA.
Phoenix Recovery Group
Founded 2002
Phoenix Recovery Group is a debt collection agency operating nationwide in the USA.
Pioneer Credit Recovery, Inc.
Pioneer Credit Recovery, Inc.
Radius Global Solutions, LLC
Radius Global Solutions, LLC operates as a collections agency nationwide in the USA.
RHK Recovery Group
RHK Recovery Group operates as a collections agency in New York, New Jersey, Pennsylvania.
Rocket Receivables
Fixed-fee pricing; no minimums, no postage or maintenance fees (per company site)
Rocket Receivables operates as a collections agency nationwide in the USA.
Southwest Recovery Services
Contingency, no-recovery no-fee · Founded 2004
Southwest Recovery Services is a debt collection agency operating nationwide in the USA.
The Kaplan Group
No cost unless collected; contingency 10-25% of recovered amount · Founded 1991
The Kaplan Group is a debt collection agency operating nationwide in the USA.
Todd, Bremer & Lawson, Inc.
Contingency-based; no recovery, no fee · Founded 1974
Todd, Bremer & Lawson, Inc.
TSI
TSI provides debt recovery services nationwide in the USA.
Vegas Valley Collection Service (MoiHarwin Diversified LLC)
No recovery, no fee; no setup fees or monthly minimums
Vegas Valley Collection Service (MoiHarwin Diversified LLC) provides debt recovery services nationwide in the USA.
FAQ
How many debt collection agencies operate in New Jersey?
This directory lists 62 debt collection agencies serving New Jersey as of September 2026: 4 based in or focused on New Jersey and 58 national agencies that cover it.
Is a license required to collect debts in New Jersey?
Debt collection in the USA is governed federally by the Fair Debt Collection Practices Act (FDCPA), enforced by the CFPB and FTC, with CFPB Regulation F setting contact-frequency and disclosure rules. Licensing is set at state level: many states require a collection agency license or surety bond, while some have no licensing regime.